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In force on this VIN.

19UDE2F78LA001044

2020 Ford Explorer

As of
2026-10-25
Odometer
73,876 mi
State
AZ

3 contracts decoded · 1 in force · 2 lapsed

The move

Renew now

The renewal prices at fi.vin/19UDE2F78LA001044, from these same contracts.

Not yet open · state vehicle service contract provider/administrator registrations and GAP-waiver rules before a protection product transacts

The reasons and refund math

  • Vehicle service contract

    89.4% of the 72-month term elapsed

    Odometer 73,876 mi against a 75,000-mile term (98.5% used)

    Lapse in 7.7 months — inside the renew-now window

  • Guaranteed asset protection

    100% of the 60-month term elapsed

    Coverage has lapsed or is exhausted

  • Tire & wheel protection

    100% of the 36-month term elapsed

    Coverage has lapsed or is exhausted

  • If they cancel instead
  • VSC net refund$268.04
  • GAP net refund$0.00
  • TIRE net refund$0.00
  • Together$268.04

Refunds run pro-rata on time, net of the AZ cancellation fee ($50.00).

Vehicle service contract

In force · 7.7 mo to lapse

VSC · F&I product administrator

Term
72 mo · 75,000 mi
Contract price
$2,992.00
Deductible
$100.00
Refund basis
pro-rata · AZ

Coverage window

Jun 15, 2021Lapse · Jun 15, 2027

Miles 73,876 of 75,000 · 98.5% used

Exit mathNet refund $268.04
  • Contract price$2,992.00
  • Share used, time basis89.4%
  • Gross refund$318.04
  • Less cancellation fee$50.00
  • Net refund$268.04

State rule AZ · pro-rata · Fee $50.00 · 30-day free look

Guaranteed asset protection

Lapsed · 4.3 mo past term

GAP · F&I product administrator

Term
60 mo
Contract price
$992.00
Refund basis
pro-rata · AZ

Coverage window

Jun 15, 2021Lapse · Jun 15, 2026

Exit mathNet refund $0.00
  • Contract price$992.00
  • Share used, time basis100%
  • Gross refund$0.00
  • Less cancellation fee$50.00
  • Net refund$0.00

State rule AZ · pro-rata · Fee $50.00 · 30-day free look

Tire & wheel protection

Lapsed · 28.3 mo past term

TIRE · F&I product administrator

Term
36 mo
Contract price
$542.00
Refund basis
pro-rata · AZ

Coverage window

Jun 15, 2021Lapse · Jun 15, 2024

Exit mathNet refund $0.00
  • Contract price$542.00
  • Share used, time basis100%
  • Gross refund$0.00
  • Less cancellation fee$50.00
  • Net refund$0.00

State rule AZ · pro-rata · Fee $50.00 · 30-day free look